Judgments, Judgment Liens & Credit Reports in NY
A common question we get is “How long will a judgment stay on my credit report in New York.”
A judgment stays on someone’s credit report for seven years. However, even though a judgment may no longer appear on someone’s credit report, that does not mean that the judgment is no longer enforceable. A judgment in New York is valid for twenty years. During that time it can enforced against a judgment debtor’s income and assets.
A lien of a judgment resulting from the docketing of a judgment with the County Clerk is good for ten years, and can be renewed for another ten years.
In a prior post New York Judgments and Personal Bankruptcy , we have covered have bankruptcy can be used to deal with judgments in New York.
Please feel free to contact us at 88-867-8165 if you have any questions or to schedule a free initial consultation.